Africa connected to the world.
One API to accept payments from across Africa and the world. Settle in your local currency. Grow without borders.
Secured & Trusted by businesses across Africa
Pay with
🇹🇿TanzaniaLocal networks for TZS · Secured by Ultraner
The market Ultraner is built for
$1.4T
Mobile-money value moved across Africa in 2025
347M
Active mobile-money users
92B
Transactions a year (~74% of the global count)
1.2B
Registered accounts (52% of the world)
Source: GSMA State of the Industry 2026 · World Bank Global Findex 2025 (2025 figures, approximate).
Trusted by businesses and platforms across Africa
Mobile Networks
Live where Africa actually pays.
40+ mobile-money operators across 30+ countries and 6 regions, aggregated behind one checkout.
Africa's mobile payment transaction value by region (2025)
- East Africa$806B
Kenya · Tanzania · Uganda · Rwanda · Ethiopia
- West Africa$498B
Nigeria · Ghana · Côte d’Ivoire · Senegal · Mali
- Central Africa$105B
DR Congo · Cameroon · Gabon · Chad · Congo
- North Africa$15B
Egypt · Morocco · Tunisia
- Southern Africa$8B
South Africa · Zambia · Zimbabwe · Mozambique
Top mobile payment markets by adoption
- 🇰🇪87%
Kenya
World #1 · M-Pesa
- 🇹🇿High
Tanzania
Interoperable since 2014
- 🇬🇭78%
Ghana
Top regulatory benchmark
- 🇺🇬High
Uganda
MTN + Airtel
- 🇳🇬Rising
Nigeria
OPay · PalmPay · Moniepoint
- 🇪🇹Growing
Ethiopia
Telebirr · 55M users
Sitting alongside the continent’s cross-border players: Chipper Cash · Flutterwave · Onafriq · Wave
Explore all networksCoverage
Live now. Expanding across Africa.
Already live in Tanzania and Rwanda through AzamPay and Selcom, with the rest of the continent rolling out behind one unified API.
Tanzania
TZS · AzamPay · Selcom
Rwanda
RWF · AzamPay
Kenya
KES
Uganda
UGX
Ghana
GHS
Nigeria
NGN
Senegal
XOF
Cameroon
XAF
South Sudan
SSP
Ethiopia
ETB
Ivory Coast
XOF
Wallet balance
TZS 482,000
Received from Amina J.
Wallet transfer · just now
+TZS 50,000
Completed
Cross-border to Kigali
RWF transfer via AzamPay · 1h ago
−TZS 120,000
Delivered
Escrow released
Item delivered and verified · 2h ago
+TZS 80,000
Released
Send money · TZ, RW and more
SendAfrica's payment systems don't talk to each other.
- Different mobile money networks
- Multiple currencies and regulations
- Complex integrations & high costs
- Borders that block your growth
Ultraner connects Africa to the world.
- One API. 100+ payment methods.
- Accept from anywhere in Africa and beyond
- Settle in your local currency
- Built for developers. Designed for scale.
The product
One dashboard for every shilling, naira, and cedi.
Watch volume, transactions, and settlements across 30+ countries in real time. Reconcile, payout, and escrow, all without leaving the page.
See it live
UltranerOverview
Total Volume
$2,845,650
+18.6% this month
Successful Transactions
28,456
+24.7% this month
Countries
32
Across Africa
Volume Over Time
Pay with
Secured by Ultraner
Everything you need to build and scale
Powerful infrastructure for modern businesses.
Accept Payments
Accept payments from 100+ methods across Africa and globally, including mobile money, cards, and bank transfers.
Local Settlements
Get settled in your local currency, directly to your bank. No FX headaches, no waiting weeks.
Escrow & Payouts
Hold and release funds securely. Automate payouts to vendors, partners, and payroll effortlessly.
Global Methods
Accept cards, PayPal, and more from customers worldwide, settling into African wallets in local currency.
Real-time Webhooks
Get real-time updates on payments, settlements, and escrow over HMAC-signed webhooks and live sockets.
Developer First
Simple APIs, detailed docs, and SDKs to integrate in minutes. Scoped keys and a console built for production.
Developer Experience
One API. Endless possibilities.
Integrate once and unlock access to Africa's largest payment network.
Test Mode
Test transactions safely in our sandbox.
Global Coverage
Reach 32+ African countries and more.
Enterprise Ready
99.9% uptime, scalable and secure.
curl https://api.ultraner.com/v0/payments \
-H "Authorization: Bearer sk_test_••••••••" \
-H "Content-Type: application/json" \
-d '{
"amount": 50000,
"currency": "TZS",
"country": "TZ",
"customer": {
"phone": "+255712345678",
"provider": "Airtel"
},
"callback_url": "https://yoursite.com/webhook"
}'Ready to grow your business without borders?
Join thousands of businesses building the future with Ultraner.